Built for short career windows
This page is for you if you're earning more in your twenties or thirties than most people earn in their fifties — and you know it might not last forever.
That's footballers, rugby players, boxers, fighters, and athletes across professional sport. Musicians, actors, presenters, and performers. Social and content creators with serious income coming through platforms most financial advisers don't understand.
Different industries. Same financial brief: concentrated income, irregular cashflow, a peak that doesn't last, and almost no infrastructure pointing you at proper advice.
The 5 things that get missed
Your accountant looks backward, tax returns, compliance, last year's numbers. A financial planner looks forward. We work together to make sure the income you're generating now becomes the wealth that supports the rest of your life.
1
By the time your accountant tells you the bill, it's too late to plan around it. The structure of how you earn - sole trader, limited company, platform income, brand deals etc, has more impact on your long-term wealth than the rate of return on anything you invest in.
2
"Pensions don't apply to me" is the most expensive sentence in this industry. For high earners with irregular income, pension contributions are one of the most powerful tax tools available — and the earlier you start, the more dramatic the compounding.
3
Mortgages declined despite seven-figure earnings. Banks closing accounts without warning. Card limits that bear no relation to actual income. Mainstream financial services are built for salaried PAYE earners. You aren't one.
4
The average professional sports career lasts under ten years. The average performer's peak earnings span is shorter. The average creator's prime earning window? Often shorter still. Without planning, the cliff is brutal. With planning, the cliff becomes a gentle slope.
5
Most financial advisers have spent their careers working with salaried professionals heading toward retirement. The financial planning you need is structurally different — and it's worth working with someone who has built their practice around it.
Get in Touch
If you’d like to talk through your plans or have questions about your financial position, we’d be happy to help. Get in touch to arrange an initial conversation.