What's better, active or passive investments?
Investment planning can feel complex and overwhelming
Many people know that saving alone isn’t enough to reach their long-term goals, but aren’t sure how to turn savings into a purposeful investment plan.
There’s a vast number of funds, markets are unpredictable, and risk can feel abstract especially when your money needs to last through retirement and beyond.
Common concerns we hear include:
What’s the difference between saving and investing?
How do I grow my savings while balancing risk?
Am I taking too much or too little risk as I approach retirement?
Are my investments set up in the most tax-efficient way?
How do I make sure my portfolio supports my wider financial plan?
Good investment planning isn’t about guessing which way markets will go. It’s about choosing strategies that align with your goals, your timeframe, and your comfort with risk.
A personal, goal-based approach
At Henley & Co, investment planning starts with understanding you, your priorities, your time horizon, and your relationship with risk.
We don’t just look at your investments in isolation; we look at how they contribute to your broader financial plan.
How we help you invest wisely:
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We begin by listening. What are you investing for? When will you need access to your money? How comfortable are you with market ups and downs?
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Using your goals and risk profile, we design an investment approach that seeks to balance growth and risk in a way that fits your plan.
3
We help implement your strategy, selecting suitable, tax-wrappers, funds or portfolios and monitor performance against your plan. Investment isn’t “set and forget”, we stay engaged.
4
As your life or market conditions change, we review and adjust your strategy to keep it aligned with your objectives.
Why choose Henley & Co for savings & investments?
Investing isn’t just about choosing the right funds, it’s about having a strategy that fits your life, goals, and risk tolerance. At Henley & Co, we combine technical expertise with a personal, relationship-led approach to ensure your investments are not only suitable but integrated into your broader financial plan. From selecting the right solutions to ongoing monitoring and adjustments, we help you feel confident your money is working as hard as it can for you.
Meaningful investment advice, built around you
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Strategy before products
Your goals and risk tolerance shape your investment strategy, not the other way around.
Broad investment access
We work with a wide range of funds and managed portfolios so your investments can be tailored to your needs.
Risk-aware planning
We help you understand and manage investment risk, rather than avoiding it or treating it as a
buzzword.
Ongoing monitoring & review
Markets change. You change. Your investment strategy should evolve with you.
Aligned with your financial plan
Investments are integrated with your retirement, cash flow modelling, and wider financial goals.
Clear communication
We explain complex concepts in plain English, so you feel informed
and in control.
What we offer
Investment solutions tailored to your goals
We advise across a broad range of investment and savings options, ensuring the structure you use is as considered as the investments themselves. Which solution is right for you depends on your goals, tax position, time horizon, and whether you’re investing for yourself or your family.
We can help you invest through:
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Stocks & Shares ISAs
A tax-efficient way to grow your investments, ideal for medium to long-term goals and retirement planning.
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Junior ISAs
Long-term investing for children or grandchildren, helping to build meaningful capital for their future.
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Lifetime ISAs
Suitable for eligible clients saving towards later life, combining tax efficiency with disciplined long-term planning.
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General Investment Accounts
Flexible investment accounts for amounts above ISA limits, structured carefully with tax considerations in mind.
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Onshore Investment Bonds
Often used for long-term planning, tax deferral, or estate planning where flexibility is important.
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Offshore Investment Bonds
Useful for higher-rate taxpayers or those planning for retirement or inheritance tax mitigation, where careful structuring can add value.
Each option is selected within the context of your wider financial plan — not in isolation — ensuring your investments support your lifestyle, retirement income, and family objectives.
Get in Touch
If you’d like to talk through your plans or have questions about your financial position, we’d be happy to help. Get in touch to arrange an initial conversation.