Our Fees
A transparent approach to fees
We believe that clear, upfront information about fees is an essential part of building trust. Our charging structure is designed to be fair, proportionate, and reflective of the time, expertise, and ongoing support we provide.
Fees are always agreed in advance, clearly explained, and tailored to the type of advice and level of service you choose.
Initial advice fees
Initial advice covers the work involved in understanding your circumstances, building your financial plan, researching solutions, and implementing our recommendations.
Our initial advice fees are calculated as a percentage of the value
being invested, on a tiered basis. Typically the first £150,000 is charged at 3%, the amount between £150k and £500k is charged at 2% and any amount over £500k is charged at 1%.
All fees will be presented and confirmed before any work begins.
Tiered on funds being invested
3 %
2 %
1 %
£0 to £150k invested
£150k to £500k invested
£500k + invested
Ongoing advice fees
Most clients choose to work with us on an ongoing basis, allowing us to regularly review and adjust their financial plan as life and markets change.
What our ongoing advice service includes:
Annual Progress Check meeting
A structured review of your plans, current circumstances, and objectives to ensure your financial planning remains on track.
Consolidated annual report
A clear summary of your plans and investments within the scope of our advice, showing your current position and progress towards your goals.
Administration and provider support
Ongoing assistance with the administration of your plans and liaison with third-party providers when required.
Suitability confirmation
Written confirmation that your plans and investments remain suitable for your stated objectives and attitude to risk.
Ongoing investment oversight
Recommendations on investment fund changes where appropriate and beneficial, based on market conditions and your objectives.
Direct access to advice
Telephone and email access to your adviser (and wider support team) for questions or guidance between scheduled review meetings.
Ongoing advice fees are based on the total
funds under management
0.8 %
0.6 %
0.4 %
on values up to £1,000,000
on values between £1,000,000 and £2,000,000
on values above £2,000,000
Why not bring the whole family?
We recognise that financial planning is often a family matter. To reflect this, we offer family linking, which allows related family members to combine assets for fee calculation purposes.
This can help families benefit from lower percentage fees across the group, while still receiving individual, tailored advice.
Family linking is discussed and agreed as part of the advice process.
Get in Touch
If you’d like to talk through your plans or have questions about your financial position, we’d be happy to help. Get in touch to arrange an initial conversation.