You might be closer to stopping work than you think.
Most people I meet have been carrying that question around for years. It's worth an answer.
Almost everyone who gets in touch starts the same way, they're not sure what they've actually got.
Two or three old workplace pensions. A rough idea of what's in them. A number in their head that may or may not be right.
That's normal. It's the starting point, not a failing. My job is to find out what you've really got, work out what it means for you and create a cohesive strategy to help achieve your goals.
I'm Luke Henley and I run Henley & Co, an intentionally small wealth management practice, working with a limited number of clients and their families.
Find out more
You'll speak to me, every time.
No switchboards. No being passed between people.
You'll see it in writing first.
Your plan and what it costs, in plain English, before you agree to anything.
I'll keep an eye on it.
A review every year, and a number to ring whenever something comes up.
Where are you in life, right now?
I'm thinking about stopping work.
Whether you can, when you could, and what it would look like.
Can I afford to stop?
I've stopped, and I need it to last.
Turning what you've built into an income you can rely on.
Making it last
I want to help my family.
Passing money on while you're here to see it used.
Helping family
Something's changed unexpectedly.
Divorce, a new job, an inheritance. You don't need to decide everything this week.
When life changes
Old pensions & savings.
Pensions from jobs you left years ago. I'll track them down and tell you plainly what they're worth.
One less thing to think aboutWhat happens when you get in touch.
Getting in touch shouldn't feel like a commitment, so it doesn't start as one. Each step only happens if you want it to.
A short call.
Twenty minutes on the phone, no charge, no paperwork. You tell me roughly where you are, and we see whether it's worth sitting down properly.
We talk properly.
An hour together, at your home or on a video call. No charge and no preparation needed. What you want, what's worrying you, and what you've got.
I model it and put it in writing.
Your finances in a cashflow model, tested against the what-ifs, then a plain-English plan with my recommendations and the cost.
I keep an eye on it.
A review every year, and a phone number to ring whenever something comes up.
Worth twenty minutes?
If it would help to talk it through, I'm happy to. A short call, no charge, no pressure. If you go further, you'll see exactly what it costs in writing before you agree to anything.