One less thing to think about.
Old workplace pensions, forgotten accounts, cash you've stopped looking at. Let's find it all and make sense of it.
Most people have a drawer like this.
A few jobs over the years, each with its own pension. Statements that arrive once a year and go unopened. An ISA from a decade ago. Savings sitting in the bank because moving them never felt urgent.
None of that means you've been careless. Life gets busy, and nobody sends you a reminder to check. It's one of the most common things people bring me.
What it feels like when it's sorted.
One clear picture of everything you've got. Knowing what each pot is for, what it costs, and how it's invested. And one person to ring when a letter arrives that you don't understand.
The questions we'll answer together.
And the one underneath: have I lost track of something important?
Sound familiar?
Book a 20-minute call- I've got pensions from jobs I left years ago. How do I find them?
- Should I combine them, or leave them where they are?
- What am I actually paying in charges?
- Is my money invested sensibly for my age and plans?
- I've got cash sitting in the bank. Should I be doing something with it?
- Are any of my old pensions worth more than they look?
How I'd work it through.
We talk at your pace.
A short call first, then an hour together, with no charge for either. Bring whatever statements you can find. If you can't find them, that's fine.
I track it down.
You sign a letter giving me permission, and I contact the providers and chase the details so you don't have to.
I look at it properly.
What each pension is worth, what it costs, how it's invested, and whether it has any guarantees or benefits you'd lose by moving it.
You get it in writing.
A plain-English plan: what to keep, what might be worth combining, what moving it would cost, and why. Sometimes the right answer is to leave things where they are, and I'll tell you if it is.
Worth twenty minutes?
If it would help to talk it through, I'm happy to. A short call, no charge, no pressure. If you go further, you'll see exactly what it costs in writing before you agree to anything.