When life moves faster than the plan.
You don't need to decide everything this week. Let's work out what can wait, and what can't.
Some changes you see coming. Most you don't.
A redundancy offer. A diagnosis. Losing a husband or wife. A separation. Selling the business. An inheritance you weren't expecting.
Each one brings a pile of letters, forms and decisions, usually at the moment you're least able to think about them.
Questions people bring me.
- I've been offered redundancy. What should I do with the package?
- My partner has died. What happens to their pensions, and what do I need to do first?
- We're separating. How will our pensions and savings be split?
- I've had a serious diagnosis. What should I be putting in place?
- I've sold my business. Where should the money sit while I think?
- I've inherited money. Do I need to do anything with it straight away?
Underneath all of them is usually one question: what do I need to do right now?
Often, it's less than you think.
How I help.
We talk at your pace.
A short call first. If an hour feels like too much right now, we can start with less and pick it up another day.
I sort out what's urgent.
Deadlines, forms, tracking down pensions, dealing with providers so you don't have to.
Then we plan the rest.
Once things have settled, the same process as everyone else: a cashflow model and a plain-English written plan.
I work alongside others.
Your solicitor, accountant or employer, so you're not repeating yourself to everyone.
Worth twenty minutes?
If it would help to talk it through, I'm happy to. A short call, no charge, no pressure. If you go further, you'll see exactly what it costs in writing before you agree to anything.